Waterfront Realty Group



Posted by Waterfront Realty Group on 10/20/2019

The wide variety you can find at the bargain dollar stores may be a treasure hunt or a total waste of your money. When it comes to choosing those items that are worth a quick trip to the store; experience is a good teacher. You could also ask your friends who shop at dollar stores what they have found to be of value. Pinterest and blogs often have dollar store ideas that will save you time and money also. 

Crafters Control Yourselves

To have a list when you arrive at the store can help cut down on the possible sticker shock when you check out and realize you put more than you intended in your cart. If you are making a craft project have the complete list of materials needed with the items you want to purchase from the dollar store highlighted in some way. This way if you run across something that isnít highlighted, but the store happens to carry, you can grab it and save yourself an extra trip later. Items like glue sticks, poster board, markers, glitter, foam wreaths, silk flowers, and ribbon can all be great buys at the dollar store. 

Gift Baskets Galore

When you have those occasions that require a gift and a card the dollar store is a definite win-win place to shop. The teacher appreciation basket that you want to put together, but not spend the whole nest egg on, can be made with fun items from several departments within the store. For example, a small organizer bin filled with travel size facial tissue, hand sanitizer, disinfectant wipes, and pain reliever. You could add some tea bags of assorted flavors, mixed nuts, and a chocolate treat. Put this is in a large cello bag found and tie it up with a ribbon and as a final touch a thank you/appreciation card on the front. 

Frugal First Aid Kit

Putting together a first aid kit for your home or that care package for the young adult moving out on their own can be done within a short time frame. The dollar store carries first aid items in smaller packaging so you can put everything in a small container. Grab a bowl that has a snap-tight lid or a zipper pouch like a pencil box or bag. Fill the box or bag with band-aids, allergy relief, antacids, nail clippers, vinyl gloves, paper tape, and gauze. You may even find some items not mentioned that are useful additions to a life preparedness kit. 

Go check out one of your local dollar stores this week and see what you can find of value.




Tags: how to   bargain shopping   family  
Categories: Uncategorized  


Posted by Waterfront Realty Group on 10/13/2019

Have you tried getting a mortgage from your bank and instead been given an endless series of hurdles with no approval in sight? Then perhaps itís time you moved your search for home finance online. Here you will find a host of companies willing to fund your home ownership dreams, even if you have a bad credit score. 

Some will give you the funds themselves while others are brokers who will lead you to the lenders. In the long run, what a homebuyer truly wants is a reasonable interest rate, quick approval, transparent communication, and top-notch customer service. Here are a few companies that fit those criteria.

Quicken Loans

Quicken Loans started as a brick-and-mortar shop in 1985 before going online at the turn of the millennium. It holds the position of one of the country's most popular lenders, and with good reason. First-time homebuyers are drawn to this mortgage company because of the wealth of guidance they get. Quicken Loansí range of products includes Freddie Mac and Fannie Mac loans that ask for a down payment of as little as 3% of the property purchase price.

Lenda 

Besides offering applicants quick and stress-free pre-qualifications, Lenda has made a name for its concierge service that guides you through the application process. Their platform makes it easy for you to keep track of the documents you need to submit each step of the way. It even sends alerts to remind you which documents you still have pending. 

Rocket Mortgage

Within a few minutes, you will know how much you qualify to borrow from Rocket Mortgage. This company takes its service a step higher by offering you support from a mortgage expert online. Their digital platform works effortlessly on mobile devices allowing you to monitor your application on the go. 

Guaranteed Rate

This company makes life easier for would-be homeowners by allowing them to complete the entire application process online on a user-friendly platform. Documents can be uploaded there so that human interaction can be avoided through the whole process. First-time homebuyers are attracted to Guaranteed Rate because of the relatively low down payment required. 

Sun Trust

Households that fall in the middle-to-low income bracket will appreciate the affordability of Sun Trust home loans. With them, you can get fixed and adjustable rate loans backed by the Federal Housing Association or the Veteransí Association. 

Visit an online resource you know for more detailed reviews of various top-rated lenders. Or talk to your real estate professional for local lenders they recommend.




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Posted by Waterfront Realty Group on 10/6/2019

Looking for a quality daycare can be pretty overwhelming. There are probably many childcare centers in your area, but you want to make sure you find one that suits your family. It's always crucial to ask the right questions when interviewing daycare centers into which you're potentially enrolling.

1. Is the center licensed?

It's important to be sure that the daycare center has certification under state regulations. You are legally able to request to see their license and any notes written regarding safety hazards or other infractions issued to the center.

2. Do they have an open door policy for parents?

Itís crucial to know the facilityís policy on parents dropping in unannounced. If the center does not allow you to come by anytime, this could be a potential red flag. 

3. Whatís your policy on____?

Itís important to ask about the centerís protocol on things such as discipline, nap-time, screen time, and allowing sweets. If you have strong feelings about any of these topics, itís important to ask about providing specific instructions geared toward your child. 

4. Can you accommodate special circumstances?

Itís important to note in the interview certain special circumstances to your children such as breastfeeding, cloth diapering, allergies, medications, or special food requirements. Some daycares will not be suitable for your childís specific needs. 

5. Whatís your sick child policy?

If your child or another child in the facility becomes ill while in the care of the center, it's important to note how the staff will handle it. Proper care is especially crucial to infants as illness among children can spread rapidly. Be sure that the facility takes sickness seriously and will send any child home if they become ill.

6. Whatís your policy on immunizations?

Regardless of your stance on vaccines, itís important to know what the daycare policy is for each child and if they are required to be kept up to date. 

7. Whatís the staff to child ratio?

Your state will require each center to have a certain amount of qualified staff members available in the classroom. Be sure to research the requirement of your state and if the center adheres. 

8. What are the qualifications of the staff here?

It's important to note the process staff members have to go through before they are allowed to interact with children. Ask the facility manager what type of training is required, what they teach them, and whether staff members need specific certifications? It will bring you peace of mind to know that each teacher is trained for emergencies and are fully certifications in Infant and Child CPR and First Aid.

Finding the right daycare facility may take time, but it's a decision that you want to be sure you make the right call. Ask friends, neighbors, and other parents in your community which daycare center in their area they like best.




Categories: Uncategorized  


Posted by Waterfront Realty Group on 9/29/2019

The one piece that complements a living room as much as the paint is the curtains. After the furniture arrangement, new paint and other decorations, selecting the right curtain to crown your living roomís beauty can add a final touch to your interior design concept. And as much as you want to choose the best curtains for your space, know that your choice must be in sync with the atmosphere, style, and aesthetics of your home.

Here are some criteria that you can use to determine which curtain or drape you use to cover your windows and give your room an elegant look. 

Color

Your choice of curtains hinges on the color or design on your wall, and the floor. Your curtain colors must match either the decor theme or the furniture choice.

Thickness

Thickness matters a lot when selecting your curtain. Using a light fabric or material will allow rays of light to enter your room regardless of its state- partially drawn or closed. Getting a thick curtain will block light from entering your living room especially in areas that have streetlights outside that may interfere with your lighting effect.

The shape of the window

For irregular windows, it might be a better option to use bespoke or hand-made window dressing rather than ready-made ones.

Type of Curtain

1. Black Out Curtain: This type of curtain will prevent sunlight from entering your room. It prevents prying eyes from seeing inside your home from outside and has some decorative function too. 

2. Opaque Curtain: This works for people who want to preserve their privacy while still letting in a bit of light. Its material is of lesser thickness than that of blackout curtains, and it sure makes your room visually appealing.

3. Veiling: This is a light material curtain and allows light from outside to enter your room. It saves you from having to close your window during the day and also creates a warm and elegant aesthetic atmosphere in your room.

Reading home decůr and style magazines can provide some ideas for choosing the curtain you want. Also, certain suppliers are always available at your beck and call and are ready to provide expert advice as to the type of curtain you should go for. Find a nearby expert to take a look at your home and provide some new ideas.





Posted by Waterfront Realty Group on 9/22/2019

Blissful breezes, palms sweeping the heavy air, waves rolling onto warm sandówhether you're looking to take a vacation or trying to create a relaxing space in your home, the islandsí siren song calls. Recreating the island look in your space can be an elaborate enterprise or a simple changeup. Either way, bringing the islands home adds character and timeless tranquility.

In the bath

By far the simplest room to add Caribbean flair, the bathroom easily lends itself to touches of palm trees on shower curtains or a cluster of shells on a shelf above the tub. Paint the cabinets a deep blue-green to mimic the ocean, the brush on a pale blue faux finish with soft blue-white barely-there clouds sponged onto the upper reaches. Add a tropical floral arrangement to give the splash of color it deserves.

For the bedroom

To give your sleeping area that island look, swap out heavy drapes for breezy, gauzy linen or cotton chiffon or georgette. Hung from antiqued wooden rods, let the curtains drift across the floor. Change out regular fan blades for a basket-weave or banana-leaf style. Use whites or creams in varied textures for bed linens to offset the heavy colonial-style furniture.

Living the dream

Move the tropical into your living spaces with lighter oversized, overstuffed rattan furniture and mother-of-pearl framed mirrors. A sandy-hued area rug on wood or terra cotta tiles evokes the beachy shores. Indoor tropical plants and sea glass collections give that punch of color to conjure up rum punch and dancing on the beach.

The exterior

Changing out your exterior for the island-style is a brave move unless you're located on the coast. Nevertheless, the serenity it brings to your environment might make it just the right move for your home. Start by painting the wood siding or brick a soft pastel, cream, or white. Great color choices are mint green, pale blue, creamy yellow, and sandy beige. Create an outdoor living space with clusters of tropical trees, colorful bougainvillea, and other islandy-flora if your climate allows for it. Sago palms in pots that you can move indoors in the winter will give you the look if you're in a colder climate.

Extend the design to your windows with Bahama shutters. Also called Colonial or Bermuda shutters, these window coverings fit within the exterior window frame and tilt outward from the bottom to allow breezes in while keeping the bright rays of the sun out. Paint the shutters a contrasting color to add that casual island-style palette. Shutters come in natural wood construction, aluminum versions, composite, or fiberglass versions. During inclement weather, drop the shutters down to protect your windowpanes.

If you're not sure how to bring the islands to your home, seek out a professional decorator. And if your island-happy home is on the market, let a certified home stager advise you on which furniture pieces to keep and which to store during showings.




Tags: decorating   home decor   vacation  
Categories: Uncategorized